Retail Financing

Small retail business owners must be financially agile to keep up with constant market fluctuations. See what funding solutions are available to help you move fast.


$20,000 – $350,000


1 – 4 Years


Up to $200,000

Payment Options:

Daily, Weekly or Semi-Monthly Payments


$5,000 – $150,000


1 – 3 Years


85% – 95% of Invoice Value

Actual offers vary based on your application information and lender.

See How a Retail Loan Can Help You

Retail is a tricky industry to predict — especially when planning out your business’s finances for the upcoming year. Trends and demands change quickly, making it difficult to anticipate inventory needs and day-to-day customer flow. You need to be ready at a moment’s notice to make changes to meet those demands, and not having available capital can hamper your ability to do so. Retail financing is tailored specifically to help with retail funding needs such as:

Purchasing Inventory

You can cover the costs of both normal and expedited product orders with the help of a loan, helping to avoid a possible slow-down for your business.

Hiring Seasonal Help

Financing can make it easier for you to bring on extra part-time employees to help out when you enter your business’s busy season.

Funding an Expansion

A loan can give you the opportunity to either expand your existing space or move to a bigger and improved space and location.

Who Can Use Retail Business Financing?

Almost any retailer — from physical retailers in small towns to non-store, online retailers — can use financing to support and grow their businesses. The following kinds of retail businesses in particular can make use of additional capital:







Partner With The Business Backer Today

The Business Backer has been partnering with small business owners across the country for over 10 years, helping them get access to the working capital they need to grow their businesses. We understand that each business is unique and deserves tailored funding solutions. We offer a number of in-house financing options as well as a number of other funding solutions from our True Relationship NetworkTM. Whether it’s one of our products or one from our partners, we’ll help match your business with the best financing fit.