How It Works

Learn how you can apply and see what your payment plan might look like.

Apply for Funding

The Business Backer is not accepting new applications.

Applying Made Simple

Our simple and secure application process remains the same whether you're looking to take out a purchase of receivables, a small business loan or a Headway Capital business line of credit. It's designed to get you through fast so you can get back to running your business.

  • You apply online

    in just minutes

  • We call you

    the same day

  • You get a decision

    in as little as four business hours after submitting a completed application and the last three business bank statements.

  • We deliver your funds

    as quickly as next business day, if approved

Financing Calculator

Curious to see what your potential funding amount and payment schedule might look like? Our financing calculator will give you a general estimate based on your preferred capital amount and payment terms.

Purchase of Receivables
$200,000

Maximum Funding Amount

Daily or Weekly

Delivery Frequency

Factor rates starting at 1.2§, 1% – 3% purchase fee, for 12-month period§

For highly qualified applicants

How much capital do you need?

70,000
Loan Amount Slider
$5,000 $200,000

What delivery frequency works for you?

Weekly Delivery Amount

$424.00
Apply for Funding

The Business Backer is temporarily not accepting new applications.

This calculator assumes approximately a 12-month estimated delivery frequency period, a factor rate of 1.2§ and a purchase fee of 3%. Factor rate may vary based on your application information.

Line of Credit

by Headway Capital

$100,000

Maximum Credit Limit

Weekly or Monthly

Payment Frequency

12, 18, or 24 months

Payment Term

Starting at 3.3% per Month*** + 2% Draw Fee**

Rates and Fees

What is your desired credit limit?

70,000
Loan Amount Slider
$5,000 $100,000

What payment term works for you?

for

Weekly Payment Amount

$424.00
Apply for Funding

This line of credit calculator assumes a monthly interest rate of 3.3%.*** Calculation includes 2% draw fee.** Your interest rate and credit limit may vary based on your application information.

Small Business Loan
$200,000

Maximum Loan Amount

Daily or Weekly

Payment Frequency

4 – 18 months

Payment Period

Interest Expense Starting at 1.7% per Month of the Funded Amount1 + 1% – 8% Origination Fee+

Rates and Fees

How much do you want to borrow?

70,000
Loan Amount Slider
$5,000 $200,000

What payment frequency works for you?

for

Weekly Payment Amount

$424.00
Apply for Funding

This loan calculator assumes approximately a monthly interest expense of 1.7%1 and an origination fee of 3%.+ Interest expense and loan amount may vary based on your application information.

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