The Business Backer is re-inventing relationship-based business financing for the 21st century.

Get To Know Us!

The Business Backer was established in 2007 to provide an honest and transparent funding source to help small businesses get the capital they need to survive and thrive.

We believe that by replacing distrust with trust, adding the customer story to the data, honoring the potential for transformation, and valuing relationships over automation, we are building a better way, where small business owners can trust the financing process and easily access the best solutions, from bank loans to alternatives, at the best price.

Our promise is to deliver award-winning financing and business advice, when you need it.


The most competitive rates
in the industry

Our unique underwriting process includes the story of who you are as a small business owner and the circumstances of your situation, allowing us to customize all of our offers.


Receive funds in your account in as little as 24 hours

Our dedicated Funding Advisors help you get the funding you need on your schedule.


A quick, simple
approval process

An application and three months of bank statements are all we need to get started


We are passionate about helping your business thrive

When you work with The Business Backer, you’re not only getting a funding solution fit for your business, you’re gaining a trusted financial partner you can count on for the life of your business.

Learn more about what makes us great


Leadership with decades
of experience


small business financing


Hear what our clients have to say
about us

The Business Backer is part of Enova International (NYSE: ENVA), a company that has been providing online loans to individuals for more than 10 years. Other brands include:

  • Headway Capital – Online lender offering a line of credit to small business owners in the US.
  • NetCredit – Offering personal loans up to $10,000 in the US.
  • CashNetUSA – Lender providing short-term lending solutions in the US.
  • On Stride Financial – Offering unsecured personal loans of up to £5,000 in the UK.
  • QuickQuid – Online lender offering Short-term lending for UK citizens.
  • Pounds to Pocket – Delivering personal loans repayable in installments over 6 to 12 months in the UK.