About Us

The Business Backer is re-inventing
relationship-based business financing
for the 21st century.

Why We’re Different

The Business Backer was established in 2007 to provide an honest and transparent funding source to help small businesses get the capital they need to survive and thrive.

We believe that by replacing distrust with trust, adding the customer story to the data, honoring the potential for transformation and valuing relationships over automation, we are building a better way, where small business owners can trust the financing process and easily access the best solutions.

Our promise is to deliver award-winning financing
and business advice when you need it.


Competitive rates

Our unique underwriting process includes the story of who you are as a small business owner and the circumstances of your situation, allowing us to customize all of our offers.


A quick, simple approval process

An application and three months of bank statements are all we need to get started.


Receive funds in your account in as little as 24 hours*

Our dedicated Funding Advisors help you get the funding you need on your schedule.


We are passionate about helping your business thrive

When you work with The Business Backer, you’re not only getting a funding solution fit for your business, you’re gaining a trusted financial partner you can count on for the life of your business.

Learn more about what makes us great:


Leadership with decades of experience

Learn More


Award-winning small business financing

Learn More


Hear what our clients have to say about us

Learn More

Our Partnerships

The Business Backer is part of Enova International (NYSE: ENVA), a company that has been providing online loans to individuals for more than 10 years. Other brands include:

Headway Capital
Headway Capital

Online lender offering a line of credit to small business owners in the U.S.

Visit HeadwayCapital.com | Read the blog

Lender providing short-term lending solutions in the U.S.

Visit CashNetUSA.com | Read the blog

Offering personal loans and lines of credit for near-prime consumers in the U.S.

Visit NetCredit.com | Read the blog