Business Line of Credit

Access working capital anytime, anywhere.


$5,000 – $100,000


1 – 2 Years


Up to $200,000


4 – 18 Months


Up to $200,000

Payment Options:

Daily, Weekly or Semi-Monthly Payments

Actual offers vary based on your application information and lender.

Apply for Funding

A business line of credit is a sound solution for business owners who need ongoing access to capital. With a line of credit, you can draw funds when you need, up to your approval limit. As you pay back, your capital becomes available, allowing you to draw again. Check below to see the details and benefits of credit options offered by our True Relationship NetworkTM of partners.

Business Line of Credit at a Glance*

Funding from $5,000 – $100,000
APR starting at 18%
Long Term
Financing from 1 – 2 years

Benefits of a Business Line of Credit

Only pay for funds currently drawn
Receive funds more quickly than a traditional bank-provided business loan
Ideal for expanding space, buying inventory, hiring new employees and refinancing debt

*Rates and terms include all partners and can vary based on issuers and your application information.

Business Lines of Credit Are Ideal for:


Boosting Cash Flow


Building Credit


Ongoing Working Capital

Featured Line of Credit Partner


Credit Line

Apply for up to $100,000


Repayment Term

12, 18 or 24 months


Payment Frequency

Weekly or monthly

Loan Type

Loan Type

Business line of credit


Clear Cost

Clear payment terms, interest does not compound, no penalty for early payoff

Our Relationship with Headway Capital

ENVA NYSE listedThe Business Backer and Chicago-based Headway Capital are both part of Enova International (NYSE: ENVA), a leading online lender. Enova has serviced over $15 billion in loans to more than 3 million consumers since 2004.

About Headway Capital

Headway Capital’s mission is to provide fast and easy access to a business line of credit so you can access the money you need to run your business. They give you the flexibility to draw money whenever you need it. Requesting funds with Headway Capital is simpler and quicker than working with a bank. Ultimately, they look to form a long-term partnership with you to help your business succeed.