What is your desired credit limit?

$5,000 $100,000

What payment term works for you?


Weekly Payment Amount

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Applying will not impact your credit score

This line of credit calculator assumes a monthly interest rate of 3.3%.*** Calculation includes 2% draw fee.** Your interest rate and credit limit may vary based on your application information.

Business Line of Credit

Brought to You by Headway Capital

Access working capital whenever you need.

Flexible Capital That's Always at Hand

Taking out a line of credit through The Business Backer can help your small business meet more financing needs today and tomorrow. Reliable access to funds allows you to purchase inventory, cover payroll or take a chance on a business opportunity.

You can make draws whenever you need, up to your available credit limit. As you pay back, those funds become available for use again. Plus, you'll only be charged on the amount you currently have drawn, not your total credit limit.


Maximum Credit Limit in Most States

12, 18 or 24 Months

Repayment Period

Weekly or Monthly

Payment Frequency

Monthly Rates Starting at 3.3%***

Fixed Monthly Interest

Brought to you by Headway Capital

Minimum Qualifications

1 Year

Time in Business


Annual Revenue


Credit Score

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Applying will not impact your credit score

What You'll Pay With a Line of Credit

These are an example of the costs that come with our business line of credit. Your exact costs will depend on your annual sales, industry type, time in business and overall credit performance.

3.3% Headway Starting Rate***

Fixed Monthly Interest

2% Draw Fee**

Per Draw

Business Line of Credit Advantages

Fast Funding

Make a draw. Get funds as soon as the next business day, if approved.

No Prepayment Penalties. Ever.

You can save on interest by paying early and only pay interest for the time you had money out.

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Applying will not impact your credit score