How It Works

Learn how you can apply and see what your payment plan might look like.

Apply for Funding

Applying will not impact your credit score

Applying Made Simple

Our simple and secure application process remains the same whether you're looking to take out a purchase of receivables, a small business loan or a Headway Capital business line of credit. It's designed to get you through fast so you can get back to running your business.

  • You apply online

    in just minutes

  • We call you

    the same day

  • You get a decision

    in as little as 4 business hours after submitting 3 bank statements

  • We deliver your funds

    as quickly as the same business day, if approved*

Financing Calculator

Curious to see what your potential funding amount and repayment schedule might look like? Our financing calculator will give you a general estimate based on your preferred capital amount and payment terms.

Purchase of Receivables

(Merchant Cash Advance)

$200,000

Maximum Funding Amount

Daily, Weekly or Semi-Monthly

Delivery Frequency

Factor rates starting at 1.2 + 1% – 3% purchase fee for 12-month period§

For highly qualified borrowers

How much funding do you need?

90,000
$5,000 $200,000

What delivery frequency works for you?

Weekly Payment Amount

$424.00
Apply for Funding

Applying will not impact your credit score

This calculator assumes approximately a 12-month estimated delivery frequency period and factor rate of 1.2. Calculation excludes purchase fee. Factor rate amount may vary based on your application information.§

Line of Credit

by Headway Capital

$100,000

Maximum Credit Limit in Most States

Weekly or Monthly

Payment Frequency

12, 18, or 24 months

Payment Term

Starting at 3.3% per Month + 2% Draw Fee***

Rates and Fees

What is your desired credit limit?

90,000
$5,000 $100,000

What repayment term works for you?

for

Weekly Payment Amount

$424.00
Apply for Funding

Applying will not impact your credit score

This line of credit calculator assumes a monthly interest rate of 3.3%. Your interest rate and credit limit may vary based on your application information.***

Small Business Loan
$200,000

Maximum Loan Amount

Daily, Weekly or Semi-Monthly

Payment Frequency

4 – 18 months

Payment Period

Interest Expense Starting at 1.7% per Month of the Funded Amount + 1% – 8% Origination Fee1

Rates and Fees

How much do you want to borrow?

90,000
$5,000 $200,000

What repayment term works for you?

for

Weekly Payment Amount

$424.00
Apply for Funding

Applying will not impact your credit score

This loan calculator assumes a monthly interest expense of 1.7%. Interest expense and loan amount may vary based on your application information.1